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I’m a mum-of-two my budget Christmas has helped me out of my £40k debt

LOOKING to cut back on your Christmas present spending this year?

Maddy Alexander-Grout, a 39-year-old chief marketing officer for a voucher company, from Southampton, Hampshire, typically spends £250 on Christmas presents, but so far this year has spent just £30 at charity shops, car boot sales and online.

She has bought books for her husband, James Alexander-Grout, 41, as well as games, scooters and Paw Patrol presents for her two children, Ben, seven, and Harriet, three.

Maddy has also sold her unused Christmas presents from last year on Facebook Marketplace and is using Nectar points and vouchers to buy her Christmas dinner.

She is not only taking actions to save some cash, but also to help the environment, using recyclable and reusable wrapping paper and ribbons, and buying second-hand gifts without plastic packaging.

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