MILLIONS on Universal Credit can get up to £812 in advance payments to tide them over this Christmas period – but there’s a catch.
Those on the benefit can get what is known as a Budgeting Advance to help pay for emergency household costs.
You might need the money for a new cooker, help getting a job or staying in work or bills.
But the money is a loan which has to be paid back and you should only ask for it if you’re really struggling.
Your Universal Credit payments will be reduced in the months after you’ve taken out the advance and you’ll have to budget for the deficit.