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Homeowners risk losing thousands with quarter of heat pumps not covered by insurance

Households have been forced to turn to the Financial Ombudsman Service after insurers refused to pay up

Heat pump owners face paying thousands for repairs as almost a quarter of emergency home insurance policies do not cover the greener alternative boilers. 

Households have been forced to turn to the Financial Ombudsman Service after their insurance coverage refused to pay up for claims on broken air source heat pumps.

It comes as Rishi Sunak, the prime minister, increased the Boiler Upgrade Scheme grants from £6,000 to £7,500 to encourage households to swap gas and oil boilers for heat pumps.

Nearly one quarter, 24pc, of home insurance deals that cover emergencies do not allow households to claim for electrical central heating systems such as heat pumps, financial data analysts Defaqto has found.

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