Sensible Weather, a firm which currently offers insurance cover for rainfall, is going to introduce a similar policy for very high temperatures after holidaymakers struggled in furious hot weather in Spain, Greece and Italy
Brits heading on holidays will soon be able to get insurance protecting them against extreme temperatures, a firm has announced after large parts of the world baked in record temperatures. July proved to be the hottest month globally on record as human-caused global heating combined with the El Nino weather pattern to push temperatures higher than they’ve ever been before.
Large parts of southern Europe including Spain, Greece and Italy sweltered as punishingly hot temperatures made going outside for much of the day a dangerous chore and led to wildfires. Now US-based Sensible Weather, an insurance start-up found in in 2019, has said it will offer travel protection against extreme temperatures and heatwaves to holidaymakers. The firm currently offers policies that mitigate for extreme rainfall.
“We will soon be offering trip protection against extreme temperatures. We’ve found that travellers have different expectations for what’s âtoo hot’, depending on where and when they are going somewhere,” Nick Cavanaugh, chief executive of Sensible Weather and a former climate scientist, told the i newspaper.
The company said it plans to roll out the policies, until it works out a “sweet spot” for customers. It is likely that the hot weather cover will be similar to Sensible Weather’s rain coverage, in which weather data is used to calculate the risk of rain. When satellites detect a downpour, customers receive a pay out. Most of firm’s policies offer compensation if there are two of more hours of rainfall between 8am and 8pm.