![Pinterest](https://pinterest.com/pin/create/button/?url=https://uknews.evprotec.com/mum-saves-her-family-over-2000-by-following-one-rule/&media=https://uknews.evprotec.com/wp-content/uploads/2023/09/0_Lydia-Garner.jpg&description=Research from MoneySuperMarket.com reveals over half of people in the UK don't follow a budget, but Lydia Garner says this genuinely has been the "cornerstone" to her success As the cost of living crisis continues to squeeze our finances, one mum says she has saved her family over £2,000 in the last year by sticking to "one rule" when spending. It may sound simple, but Lydia Garner, 43, from Southampton, swears by her daily spending budget - and the mum-of-two says she is "very disciplined" around following it. Research from MoneySuperMarket.com reveals over half of people in the UK don't follow a budget, but Lydia credits this as being the "cornerstone" to her success. She told The Mirror: "Knowing what you're spending each day, from the moment you wake up, is essential to understanding your disposable income. It keeps you accountable, so if you overspend one day, you know you have to balance it out later.' Lydia's overall daily budget for her and her family sits at £53 and she splits it into different categories, such as morning essentials, lunches, groceries, household bills and emergencies. For morning essentials, the mum allocates £10 for her family's morning routine, which includes both breakfast and commuting expenses. Lydia sometimes includes an extra £5 in this category for unexpected morning needs or "treats" such as grabbing a coffee on the go. On these days her daily budget increases to £58. MoneySuperMarket research found the average person spends around 70% of their income before the day has even begun, which is why Lydia is so strict about spending in the morning. For household bills, Lydia has set aside £20 which covers expenses such as electricity and broadband. To work out her daily allowance, Lydia used price comparison sites to get the best deal for her. She is also a member of the MoneySuperMarket SuperSaveClub which gives cash rewards for purchases through its site. She said: 'I used MoneySuperMarket to find a new car insurance provider, 1st Ce){kind=link}
Research from MoneySuperMarket.com reveals over half of people in the UK don’t follow a budget, but Lydia Garner says this genuinely has been the “cornerstone” to her success
As the cost of living crisis continues to squeeze our finances, one mum says she has saved her family over £2,000 in the last year by sticking to “one rule” when spending.
It may sound simple, but Lydia Garner, 43, from Southampton, swears by her daily spending budget – and the mum-of-two says she is “very disciplined” around following it. Research from MoneySuperMarket.com reveals over half of people in the UK don’t follow a budget, but Lydia credits this as being the “cornerstone” to her success.
She told The Mirror: “Knowing what you’re spending each day, from the moment you wake up, is essential to understanding your disposable income. It keeps you accountable, so if you overspend one day, you know you have to balance it out later.”
Lydia’s overall daily budget for her and her family sits at £53 and she splits it into different categories, such as morning essentials, lunches, groceries, household bills and emergencies. For morning essentials, the mum allocates £10 for her family’s morning routine, which includes both breakfast and commuting expenses.