HOUSEHOLDS waiting on their first Universal Credit payment can apply for an advance loan.
But what is the loan and do you have to pay it back? Here’s everything you need to know.
The payment is designed to help you pay for food, gas, electricity and other essentials while you wait for your first Universal Credit payment to kick in.
This is because it can take up to five weeks before you are enrolled on the Universal Credit system and any pre-existing benefits stop in the mean time.
But, one major catch about the loan is that you have to pay it back.